If you’re thinking of getting a large breed puppy, make sure you factor in the cost of pet insurance for at least the first 18 months of their life. We opted out of the pet insurance as it seemed so expensive at the time and now we’re kicking ourselves. We have a St Bernard Labrador mix and both breeds are known to have hip dysplasia. We gambled and lost as our Roxie at 6 months has grade 4 hip dysplasia – as bad as it can get.
Once your dog gets to be full grown, if it’s in good health and has no signs of major things like hip dysplasia, you can probably stop the insurance. We know better now. If and when we have another large breed dog, we’ll be getting insurance for at least the first 18 months. Too bad for Roxie no one really told us to get insurance and why. If we had insurance then it wouldn’t be such a big deal to consider $12,000 in major surgery to help fix Roxie’s hips. It also wouldn’t be such a big deal to have her on medications costing about $3/day.
Oh well, you live, you learn. We still have a healthy, happy dog, she just has no hips.
Heck, it’s only money.